Our Approach

At Lanier Asset Management, we believe in balancing risk and return using thoughtful asset allocation models.  We believe that managing volatility and correlation are key to delivering appropriate risk-adjusted returns.  This requires true diversification - diversification beyond stocks and bonds.  The typical investor model is comprised of roughly 60% stocks, 35% bonds and 5% cash.  While that model worked well for many decades, it began to break down as interest rates approached zero.  Our allocation models are far more diversified and as a result, are designed to deliver results with lower overall risk.