Our Approach

At Lanier Asset Management, we believe in balancing risk and return using thoughtful asset allocation models.  We believe that managing volatility and correlation are key to delivering superior risk-adjusted returns.  This requires true diversification - diversification beyond stocks and bonds.  The typical investor model is comprised of roughly 60% stocks, 35% bonds and 5% cash.  While that model worked well for many decades, it began to break down as interest rates approached zero and are now rising.  Our allocation models are far more diversified and as a result, are designed to deliver superior results with lower overall risk.

                                    

We build our portfolios using projected returns by asset class rather than by historic returns.  Our projected returns are supported by a wide range of experts' projections.

                                                                      

                                                                                     Source: JP Morgan, Northern Trust, Invesco, Callan, BNY Mellon, Vanguard, Morningstar, Infinity, DMK/Denton-Floyd/Centerlane

Our diversified portfolios allow us to measure performance against not only projected returns, but also projected volatility and projected correlation to the equity markets.  

                                                      

                                                                                     Source: JP Morgan, Northern Trust, Invesco, Callan, BNY Mellon, Vanguard, Morningstar, Infinity, DMK/Denton-Floyd/Centerlane